Information regarding deferral requests

Note: Definitions of all funding categories listed in Deferral Reason are provided below the chart. Please consult the Student Accounts website for more information on the fees that are covered by a deferral.

◊ The Fees Due dates displayed in the table below are not official dates. Students must consult their e-bill on Minerva for the exact date.

Deferral ReasonTermDeferral ExpiryFees Due% Fees CoveredRequest Deadlines
OpensCloses
Graduate Students – External Funding Agency where awards are administered at McGill (e.g. NSERC, SSHRC, CIHR, MS Society)Fall 2018end of NovJan 4th, 2019100% of fees* coveredJul 15th, 2018Nov 30th, 2018
Winter 2019end of MarApr 26th, 2019100% of fees* coveredDec 1st, 2018Mar 29th, 2019
Summer 2019end of JulAug 30th, 2019100% of fees* coveredApr 1st, 2019Jul 14th, 2019
Graduate Students – Income from TA'ship or RA'ship or Course Lecturer paid through McGillFall 2018end of NovJan 4th, 2019100% of fees* coveredJul 15th, 2018Nov 30th, 2018
Winter 2019end of MarApr 26th, 2019100% of fees* coveredDec 1st, 2018Mar 29th, 2019
Summer 2019end of JulAug 30th, 2019100% of fees* coveredApr 1st, 2019Jul 14th, 2019
Graduate Students – Awards paid through McGill in installments (i.e. stipends or fellowships)Fall 2018end of NovJan 4th, 2019100% of fees* coveredJul 15th, 2018Nov 30th, 2018
Winter 2019end of MarApr 26th, 2019100% of fees* coveredDec 1st, 2018Mar 29th, 2019
Summer 2019end of JulAug 30th, 2019100% of fees* coveredApr 1st, 2019Jul 14th, 2019
Graduate Students – Quebec Agency (i.e. FQRNT, FQRSC, FRSQ)Fall 2018end of OctNov 30th, 2018100% of fees* coveredJul 15th, 2018Oct 31st, 2018
Winter 2019end of FebMar 29th, 2019100% of fees* coveredDec 1st, 2018Feb 28th, 2019
Summer 2019end of JulAug 30th, 2019100% of fees* coveredApr 1st, 2019Jul 14th, 2019
Government Student Aid – Canadian (federal and/or provincial) or USFall 2018end of OctNov 30th, 2018100% of fees* coveredJul 15th, 2018Oct 31st, 2018
Winter 2019end of FebMar 29th, 2019100% of fees* coveredDec 1st, 2018Feb 28th, 2019
Summer 2019end of JulAug 30th, 2019100% of fees* coveredApr 1st, 2019Jul 14th, 2019
International Students (non-U.S.) – Experiencing delays in transferring funds sources (defers interest on 50% of tuition, fees, health and dental insurance)Fall 2018end of AugSep 28th, 201850% of fees* coveredJul 15th, 2018Aug 31st, 2018
Winter 2019early JanJan 31st, 201950% of fees* coveredDec 1st, 2018Jan 4th, 2019
Summer 2019end of MayJun 27th, 201950% of fees* coveredApr 1st, 2019May 31st, 2019

Definitions of Funding Categories

Graduate Students – External Funding Agency where awards are administered at McGill (e.g. NSERC, SSHRC, CIHR, MS Society)
The graduate student is receiving funding from an external funding agency who has provided McGill with funds to distribute to the student on its behalf. The agency may be governmental (e.g. NSERC, SSHRC, CIHR) or may be an organization that supports students in their graduate program (e.g. MS Society, Alzheimer’s Society, etc). These examples are not exhaustive. Payments made on behalf of these external funding agencies are typically made over the course of the tenure of the award, often in monthly or semi-monthly installments.

Graduate Students – Income from TA'ship or RA'ship or Course Lecturer paid through McGill
The graduate student is receiving regular payments in return for work performed as a Teaching Assistant, Research Assistant or a Course Lecturer. Payments of this kind are typically made over the course of the tenure of the contract, often in biweekly installments.

Graduate Students – Awards paid through McGill in installments (i.e. stipends or fellowships)
The graduate student is receiving funding from a McGill source. The source may be an award from the student’s department or faculty. It may be from a supervisor’s grant. These examples are not exhaustive. Payments of this kind are typically made over the course of the tenure of the award, often in monthly or semi-monthly installments.

Graduate Students – Quebec Agency (i.e. FQRNT, FQRSC, FRSQ)
The graduate student is receiving award funding from one of the Quebec Provincial funding agencies (FQRNT, FQRSC, or FRSQ). Payments of these awards are made by the provincial agency directly to the student award recipient. They are typically made in lump sum installments at the beginning of each term for the tenure of the award.

Government Student Aid – Canadian (federal and/or provincial) or US
Financial aid programs administered by the Canadian federal or provincial governments for students with assessed financial need. Students apply directly to their province or territory of residence, for example, OSAP in Ontario and AFE in Quebec. This category also includes students receiving aid from the U.S. Direct Loan program via FAFSA.

International Students (non-U.S.) – Experiencing delays in transferring funds
Note: 50% of international tuition can be deferred for 30 days. Deferrals may not be extended and interest will be charged on any unpaid balance after 30 days.